Prior to your pet being admitted, our Customer Care Team will discuss how you wish to pay for your pet’s treatment. Options include:
Insured pets:
If your pet is insured, we will assist you in submitting an insurance claim for their treatment at The Ralph. There are two scenarios:
- A direct insurance claim: In this scenario, your insurance company will pay The Ralph directly when settling your claim. We offer direct insurance claims for many but not all insurance providers. Please email our Finance team at [email protected] if you would like to request a direct claim for which we charge a small administration fee.( Note that your local vet cannot authorise a direct claim on our behalf.)
- An indirect insurance claim: We cannot facilitate a direct claim for some insurance providers. This means you will need to settle your account with The Ralph, and your insurance provider will reimburse you directly. In this instance, we ask for a 50% deposit of the lower end of your estimate on the day of your initial appointment.
Self-funded: If you plan to self-fund your pet’s treatment, we ask for a 50% deposit of the lower end of your estimate on the day of your initial appointment, and the remaining balance to be settled at the end of your pet’s treatment. Please note we cannot accept American Express.
Self-funded payment plan: We have partnered with an external provider, Tabeo, through whom you can apply for a loan. Several interest-free and interest-bearing loan options are available, and there is no set-up fee (The Ralph incurs some costs, which we do not pass on to you). A basic credit check is required as part of the application process.
Please email our Finance Team at [email protected], and they will send you a link to apply for Tabeo Finance. This arrangement will be entirely between you (or a family member/friend) and Tabeo.
We cannot advise on your personal circumstances or provide advice on Finance and whether it is right for you. You can find all the necessary information using the link we will email you. You can also get in touch with Tabeo, and they will be able to help (https://app.tabeo.co.uk/support). You should only use Finance if you believe you can make the monthly payments and understand the associated risks.
The Ralph is an Introducer Appointed Representative (“IAR”) of Tabeo. Our Firm Reference Number is: 1036412.
Please note that The Ralph does not offer internal payment plans. Exceptions to this policy will be approved rarely and are at the sole discretion of The Ralph’s CEO.